Defect documented in inspection

Pyrite
in Greater Montreal

What we document by eye, what we cannot confirm through visual inspection, and when laboratory petrographic analysis becomes necessary. Educational page — not engineering expertise or legal advice.

Understanding pyrite

A mineral that,
under certain conditions, swells.

Pyrite (FeS₂, sometimes called "fool's gold") is a sulphide mineral naturally present in certain stone and granular backfill. In Greater Montreal, the pyrite-related risk concerns mainly crushed stone backfill used under basement and garage concrete slabs between roughly 1985 and 1995. When pyrite in such backfill comes into contact with air and moisture, it can slowly oxidize and form sulphates. This chemical reaction is accompanied by volumetric expansion of the backfill. Over several years, this pressure may heave the slab and cause cracks in the slab, foundation walls or adjacent walls. Not all backfill contains pyrite, and not all pyrite-bearing backfill necessarily causes damage — the concentration, mineral type and site conditions determine the actual risk.

Visible indicators documented

What we observe
during an inspection.

During a pre-purchase inspection, we document the visible signs that may suggest the need for further investigation. None of these indicators, taken alone, confirms the presence of pyrite — each may have other causes. It is their combination, location and the property's context that guide the recommendation.

1. Concrete slab heaving

The basement or garage slab is no longer level, or shows visible doming at the centre. Measurable with a spirit level or by observing interior baseboards and door frames that are no longer aligned.

2. Cracks in the slab

Star, spider-web or straight-line cracks running across the slab. Width, orientation and evolution are documented. An active crack (moving, widening) is more concerning than a stabilized crack.

3. Foundation wall displacement

Vertical or diagonal cracks at the ends of the slab, horizontal displacement of the wall's lower courses, cracks at the slab–wall junction.

4. Garage slab particularly affected

Unheated garage slabs are often the first to show signs — exposure to thermal swings, absence of finishing that could mask movement.

5. Interior doors rubbing or no longer closing

As heaving progresses, door frames deform slightly. Interior doors may start to rub or fail to close properly, particularly those located above the affected slab.

6. Cracks outside, near the foundation

Cracks in stucco or brick at the exterior foundation level, mirroring the cracks observed inside. Useful complementary documentation for evaluating the movement's trajectory.

Important: these visible indicators are not specific to pyrite. Heaving, cracks and displacement can also be caused by differential settlement, frost action, thermal stress, concrete placement defects, tree roots or hydrostatic pressure. Only a laboratory petrographic analysis can confirm or rule out pyrite as the cause.

Scope and limitations

What an inspection
cannot do alone.

Our visual inspection follows the InterNACHI standard. For pyrite specifically, there are strict limitations that are important to understand before purchasing a property.

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Visual inspection
We document visible indicators, measure cracks, photograph areas of concern, and note basement and garage conditions. No sampling or destructive testing is performed.
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Visual confirmation impossible
Pyrite is a mineral present in the backfill under the slab. A visual inspection cannot see under the slab or analyze the mineral composition of the backfill. Confirmation requires additional steps.
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Laboratory petrographic analysis
To confirm or rule out pyrite, a backfill sample is taken from under the slab (core sampling by a qualified specialist) and analyzed by an accredited laboratory using the CTQ-M200 protocol. This test is not included in a standard pre-purchase inspection.
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Structural engineering expertise
If the observed movements affect the integrity of the foundation or structural slab, expertise by a structural engineer is recommended to evaluate the extent and required corrective work.
Recommended steps

When to proceed
with petrographic analysis.

We recommend considering laboratory petrographic analysis in the following situations, ideally before removing the conditions on the purchase offer.

Property built between 1985 and 1995 in an area where pyrite cases have already been documented (Laval, South Shore — Saint-Hubert, Brossard, Candiac — North Shore — Mascouche, Boisbriand).
Visible indicators documented during inspection that match the pyrite profile (slab heaving, star cracks, foundation displacement, door frame deformation).
Known pyrite history in the immediate neighbourhood or development — municipal information and land registry searches may reveal prior cases.
Seller unable to provide a recent pyrite certificate (CTQ-M200) or refusing to cooperate in providing access to the basement and garage during inspection.
Buyer planning to finance with a lender that has strict foundation-warranty requirements — some lenders request a pyrite certificate for at-risk properties.
Affected Greater Montreal regions

Areas where pyrite
is documented.

These regions have documented cases, but this does not mean every property is affected. Each construction site depended on the supplier and backfill batch used.

Other Greater Montreal areas may include affected properties without being publicly documented. Case-by-case verification remains recommended depending on each purchase context.

For buyers with tight deadlines

Condition removal
and pyrite.

If a purchase offer has a tight condition-removal deadline and visible pyrite indicators are observed during the pre-purchase inspection, you have several options depending on your risk tolerance and the seller's cooperation.

Inspections relevant to pyrite

Services that document
visible indicators.

Further reading

Related content
on pyrite.

FAQ

Frequently asked questions —
Pyrite.

What is documented during an inspection, what is not, and how to confirm.

What is pyrite and why does it cause problems?+
Pyrite (FeS₂, or "fool's gold") is a sulphide mineral sometimes present in certain granular backfill used under concrete slabs. When exposed to air and moisture, pyrite can oxidize and form sulphates. This process is accompanied by a volumetric expansion that can, over several years, exert upward pressure on the slab, causing heaving and producing cracks in the slab or adjacent walls. Not all backfill contains pyrite, and not all pyrite-bearing backfill causes problems — it is the concentration, the type of mineral and the site conditions that determine the actual risk.
Can a building inspection confirm the presence of pyrite?+
No. A visual inspection cannot confirm pyrite. We document visible indicators (slab heaving, cracks, displacement) that may suggest further investigation, but confirmation requires a laboratory petrographic analysis performed on a backfill sample taken from under the slab by a qualified professional. This analysis is not included in a standard pre-purchase inspection.
Which Greater Montreal regions are affected by pyrite?+
Known concentrations have been documented in certain residential developments built between 1985 and 1995 in Laval, on the South Shore (Saint-Hubert, Brossard, Candiac) and on the North Shore (Mascouche, Boisbriand). This does not mean every property in these areas is affected — each construction site depended on the supplier and backfill batch used. Case-by-case verification is required.
What should I do if I suspect pyrite in a property?+
If our inspection or another indicator suggests possible pyrite, we recommend: (1) consulting a petrographic analysis laboratory to confirm or rule out the diagnosis; (2) if relevant, consulting a structural engineer to assess the impact of movement on foundations and the slab; (3) if the purchase is imminent and the deadline is tight, considering an urgent inspection to quickly document the visible condition before condition removal.
Are all slab heaving and cracks caused by pyrite?+
No. Slab cracks and heaving can have several causes: differential settlement, frost action, thermal stress, concrete placement defects, tree roots or hydrostatic pressure. Pyrite is one of the hypotheses to consider when the context (area, construction period, backfill type) supports it, but only petrographic analysis can confirm or rule out pyrite as the cause.
Can pyrite be considered a hidden defect?+
Pyrite damage has been recognized as a hidden defect in certain Quebec court rulings, depending on circumstances: anteriority, severity, concealment and lack of buyer knowledge. The legal qualification of a hidden defect is, however, the responsibility of a real estate lawyer. We offer a documentary expertise service to support a legal file, but we do not provide legal advice.
What visible signs do you document in an inspection related to pyrite?+
During a visual inspection, we document observable indicators compatible with a pyrite context: basement slab heaving (bulging floors, doors no longer closing), characteristic star-shaped cracks in concrete, interior partition wall displacement resting on the slab, and construction context (sector, 1985-2000 period). These indicators do not confirm the presence of pyrite — a laboratory petrographic analysis (CTQ-0417 test) is required for confirmation.
What is the difference between visual inspection and CTQ-0417 petrographic analysis?+
The visual inspection documents observable indicators compatible with a pyrite context (slab heaving, characteristic cracks) and orients toward specialized verification as needed. The CTQ-0417 petrographic analysis is a laboratory analysis performed on a backfill sample taken from under the concrete slab — it evaluates mineralogical composition and swelling potential. The two are complementary: inspection identifies the need for analysis, and analysis confirms or excludes reactive pyrite presence.
Who should perform the CTQ-0417 petrographic analysis?+
The CTQ-0417 petrographic analysis is a specialized analysis that should be performed by a specialized laboratory in this type of petrographic analysis. The sample collection (drilling through the concrete slab) is performed by a qualified professional. The laboratory report indicates the swelling potential of the backfill. Our visual inspection orients toward this type of specialized verification when observable indicators warrant — it does not perform, certify or substitute for this laboratory analysis.
Should pyrite be verified before the offer's inspection condition is lifted?+
Yes, when the timeline allows. When the visual inspection reveals observable indicators compatible with a pyrite context, or when the building is located in a documented sector (1985-2000 period in certain South Shore developments), a verification by petrographic analysis before the inspection condition is lifted allows the buyer to make an informed decision. If the timeline is too tight, a negotiation for extension can be discussed with the seller via the broker.
What specialized verifications can complement the inspection if pyrite is suspected?+
Several specialized verifications can complement our visual inspection: CTQ-0417 petrographic analysis by a specialized laboratory (appropriate verification to confirm reactive pyrite presence), separate structural engineering expertise if observed movements affect foundation or slab integrity, and — when the moisture or thermal anomaly context warrants — thermography as a complement to document these anomalies (thermography does not confirm pyrite itself). See also our pre-purchase inspection service for the transactional context.
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